Molly Mathews

My name is Molly. I have been married for 5 years and have two children. A 10 year old step-son, a 2 year old daughter and I am currently 26 weeks pregnant with a boy! I live in the town I grew up in and have a large family that I see often. We all live close to each other right now and I hope it stays that way as we draw a lot of support from one another. I have been a nurse for 6 years, mostly in the emergency department, and I love my job. Since young childhood I dreamed of being a nurse and a mom and here I am both! I couldn't have imagined how difficult the journey would be but neither could I have fathomed the Joy that would come from both. Becoming a mom has made me into a better person in many ways and a bit of a crazy worry wart in other ways! Having support from other moms who have been there before or are there with you makes all the difference in the world!

natalie-caddell

Telling Your Insurance Company You’re Pregnant


This past week I received a phone call from a 1-800 number.  Normally, these are calls that I ignore or let the answering machine get.  (I know that’s bad, but at least I’m honest!)  For some reason, however, I answered this particular call.  It was my insurance company calling to verify that I was pregnant and to offer me some FREE services that are available just because I have insurance with them.  At first, they started off by telling me about the Nursing Assistance Line that is available 24/7 which I already knew about.  Then, they started telling me the good stuff!

The state plan with Blue Cross Blue Shield has a program called the “Storks Reward program.”  This program requires that you talk on the phone at least once per trimester for about 15-20 minutes with a maternity coach/nurse.  The reward part is that they will waive your inpatient co-pay for the hospital at the time of delivery.  They will also send you a book that will guide you through your pregnancy and give you tips on newborn care.  This is a newer program and it was not available when I had my son.

Needless to say, I agreed to the program and spent about 15 minutes talking to my maternity coach.  She asked me about my recent doctor’s appointments and gave me questions to ask the doctor at my next visit.  She listened to me gripe about morning/evening sickness and gave me tips on how to deal with it and then we set up another appointment  to meet on the phone.  If you would like more information about this program, you can visit http://www.shpnc.org/ and go to the NC HealthSmart tab at the top and then Maternity on the side bar.

Even if you do not have the Blue Cross Blue Shield insurance, it is very important when you are pregnant to make sure that your insurance company knows that you are pregnant.  You also need to verify how long your insurance will allow you to stay in the hospital at the time of delivery.  I have now learned my lesson when it comes to 1-800 numbers and I may answer a few more rather than letting the answering machine get them.  Then again, it never hurts to let it screen them!

When you were pregnant did you let your insurance company know that you were pregnant?  If so, did they have any special programs or benefits for you?

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3 Comments on “Telling Your Insurance Company You’re Pregnant”

  • Carlene Delane July 5th, 2012 11:47 am

    I use Tricare and I think they just kind of figured it out when they started getting bills for maternity services. I never would have thought to call and inform them!

  • Natalie Caddell Natalie Caddell July 10th, 2012 10:50 am

    I didn’t think to call and inform them either..they called me! But, it worked out to my advantage. Is there anything you feel like you may have missed out on (i.e. services/programs) that they may have offered you while you were pregnant?

  • Carlene Delane July 10th, 2012 10:57 am

    Haha, not at all from the insurance company! If I could go back and redo it, I would have stayed in Virginia where I had started prenatal care. In that practice I had continuity of care instead of being passed around everywhere and the hospital had a beautiful birthing center that was much more like the home environment as opposed to the clinical feel of OMH. Not to mention the plethora of home birth midwives we had available as opposed to the one in the Jacksonville area. I take a really minimalistic approach to prenatal care in a healthy pregnancy so I probably wouldn’t have taken advantage of the programs offered to you just because of my own preferences but it’s great that they have those available to you!

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